Yes, I’m tearing apart another long-held belief; municipal bonds are often less useful than people think.
When municipal bonds show up in a taxable account, it can be a sign that broader tax planning isn't happening.
Taxes can be one of the largest expenses investors have over their lifetime so minimizing them can make a huge impact. This makes it surprising that many people don't take advantage of the simple strategies, much less the more sophisticated strategies.
To make it easier to explain, I made a video showing exactly what I mean in simple terms.
As a bonus I also explain:
- Several misconceptions about how investments are taxed
- Why you’re much better off owning all your bonds inside your retirement account
- One of the last great tax loopholes left and how you can benefit from it
This isn’t just a normal video; it’s a real perspective on optimizing your investments for better returns and tax advantages.
Watch it by clicking below:
https://jonesfwm.wistia.com/medias/18q1rfvhn9
Jump on my calendar to talk more
About the author
Founder of Jones Fiduciary Wealth Management. He spent nearly two decades on the legacy side of the industry before building a fiduciary advisory firm where the tax strategy comes first and the portfolio follows. Author of UnBrainwashed Investing.
