Yes, I’m tearing apart another long-held belief; municipal bonds are basically useless also.
When municipal bonds are present in a portfolio it’s almost always a dead giveaway that proper tax techniques are NOT being utilized.
Taxes are usually the largest expense investors have throughout their entire life so minimizing them can make a huge impact. This makes it surprising that almost nobody takes advantage of the simplistic strategies, much less the more sophisticated strategies.
To make it easier to explain, I made a video showing exactly what I mean in simple terms.
As a bonus I also explain:
- Several misconceptions about how investments are taxed
- Why you’re much better off owning all your bonds inside your retirement account
- One of the last great tax loopholes left and how you can benefit from it
This isn’t just a normal video; it’s a real perspective on optimizing your investments for better returns and tax advantages.
Watch it by clicking below:
https://jonesfwm.wistia.com/medias/18q1rfvhn9
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About the author
Founder of Jones Fiduciary Wealth Management. He spent nearly two decades on the legacy side of the industry before building a fee-only fiduciary firm where the tax strategy comes first and the portfolio follows. Author of UnBrainwashed Investing.
