The Fee Warranty
A written warranty on my fee.
If you're not completely satisfied with our progress in the first six months after you sign your fee agreement, I stop charging you, help you find a new advisor, help with the transfer, and refund the advisory fees from those six months.
It covers my fee, not investment results. I'd rather carry the risk of the work not being worth it than ask you to.
The Fee Warranty
Financial advice at one fair fee. And a warranty on the fee.
I'm not going to tell you I'm confident in the plan. Everybody says that.
I'd rather put it in writing.
Nothing is what you pay in advisory fees if you're not completely satisfied in your first six months.
If you're not completely satisfied with our progress in your first six months:
- I stop charging you my fees immediately.
- I help you find a new advisor.
- I help with the transfer.
- I refund the advisory fees from your first six months.
Not prorated. Not credited toward next quarter. Refunded.
To be clear about what this is and what it isn't. The Fee Warranty covers the advisory fees you pay me. It is not a guarantee of investment performance, of any particular result, or against loss. Investing involves risk, including the possible loss of principal. Eligibility, the covered period, and the full terms are set out in the client agreement.
Questions
What people ask about the Fee Warranty
What is the Fee Warranty?
A written promise on my advisory fee. If you're not completely satisfied with our progress in your first six months, I stop charging you, help you find a new advisor, help with the transfer, and refund the advisory fees from those six months. It covers fees, not investment results.
Does the Fee Warranty cover investment losses?
No. It covers the advisory fees you pay me. It isn't a guarantee of investment performance, of any particular result, or against loss. Investing involves risk, including the possible loss of principal.
Is the refund prorated or a credit?
Neither. It's a refund of the advisory fees from your first six months, not a credit toward future work.
Where are the full terms?
In the client agreement, which you'll see in writing before you sign anything. The warranty applies to every client, and the six months start the day you sign your fee agreement.
Why do you offer it?
Because if the work isn't worth the fee in the first six months, you shouldn't have paid it. Putting that in writing is easier than asking you to take my word for it.
What should I ask the advisor I have now?
Ask what happens if you're unhappy six months from now. Ask what you'd get back, and what they'd do to help you leave. The answer tells you who's carrying the risk.
Start With the Call
See if the fit is right first.
The first step is a free Curiosity Call. Bring the question that's been on your mind, and I'll tell you what I'd look at first. There's no charge and nothing to sign.
No charge. No pitch. Nothing to sign.
